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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 401-559-3314
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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 Compare three mortgages
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Donna Sormanti-Saglio is one of
The Top Selling Real Estate Experts™
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Special Offers: Special offers for South County, Westerly,
Narragansett, and Charlestown homeowners from Donna Sormanti-Saglio, top
Realtor |
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Local Resources: Donna Sormanti-Saglio's real estate web site
affiliates |
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eNewsletter: Donna Sormanti-Saglio's South County, Westerly, Narragansett, and
Charlestown newsletter email will send you the latest real estate
information |
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Today's Real Estate News: Daily real estate news for this neighborhood, Rhode Island, and
United States |
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Market Conditions Report: Market conditions report for this area, Rhode Island, and United
States |
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Agency Relationships: To help you better understand representation so you can make an
informed decision, Donna Sormanti-Saglio has included a brief explanation of
what an agency relationship is and the various types of representation she can
provide to buyers and sellers through her brokerage firm, RE/MAX Professionals.
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly South County, Westerly, Narragansett, and Charlestown Rhode Island
mortgage payments save you on your taxes because of loan
interest |
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Should You Rent or Buy?: Is it better to rent a
home in Rhode Island or buy your own South County, Westerly, Narragansett, and
Charlestown house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate South
County, Westerly, Narragansett, and Charlestown mortgages information and
interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other Rhode Island real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Donna Sormanti-Saglio anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Donna Sormanti-Saglio's realty library
of real estate tips and advice on everything from preparing your home for sale
to negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Donna Sormanti-Saglio's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
South County, Westerly, Narragansett, and Charlestown property in Rhode Island,
including legal terms definitions, and more |
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What is the highest skyscraper hotel in the world?
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| A |
The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
